2024 Q4 Market Commentary

The 2024 Q4 Market Review was held on January 21, 2025. A recording of this webinar is available below. Scroll past the video to view the presentation slides and the Market Commentary brochure. You are welcome to share the Market Commentary with your clients - you can even add your firm's logo to the "Add Your Logo" version!

This information is not intended to be used as the primary basis for investment decisions, nor should it be construed as advice designed to meet the particular needs of an individual investor. Investing in mutual funds, ETFs, and other equity and debt securities involves risk, including loss of principal. An investor should consider a portfolio’s investment objectives, risks, and expenses carefully before investing. Please read any applicable funds’ prospectus carefully before investing. Investors cannot invest directly in an index. Indexes are unmanaged and reflect reinvested dividends and/or distributions, but do not reflect sales charges, commissions, expenses or taxes.

XYPN Invest constructs and manages investment models (“Model Portfolios”) through a technology solution. The Model Portfolios can be used by investment adviser representatives (“IARs”) of XYPN Invest, an SEC registered investment adviser (“RIA”), as well as IARs of other unaffiliated RIAs (“iIARs”). iIARs are members of XYPN, but not affiliated with the XYPN Invest RIA. XYPN Invest manages its Model Portfolios on a discretionary basis primarily by allocating assets among various mutual funds and exchange-traded funds (“ETFs”). XYPN Invest may allocate to individual securities in certain circumstances. IARs and iIARs are ultimately responsible for choosing the appropriate Model and overall allocations for their Clients.