You may have some questions regarding updates to Schwab's insurance requirements. Please review the attached list of frequently asked questions from Schwab. Schwab currently requires a $1,000,000 aggregate policy for all advisors on their platform. Please note that the XY Group E&O program was updated to include the theft coverages as required by Schwab. If you need more information regarding insurance requirements for XYIS advisors, please send an email to: firstname.lastname@example.org.